Did you know a simple inquiry to your insurance company could haunt you for up to seven years? It’s true. Some companies record your call and enter it into their database to keep track of your habits and behaviors. Sound scary? I know I don’t like it.
Here’s how it works. Say you’re driving around in one of your Pontiac cars and you get into a small fender bender. You come home and you can’t find your policy. As a result, you call your auto insurance company to ask what your deductible is. You may even inquire about your coverage in the case of a fender bender. Your insurance company may record in your file that you were in an accident even though you do not make an actual claim. The bad thing is that these inquiries stay on your file for seven years.
As if this doesn’t sound bad enough, several inquiries about your coverage could have more negative consequences. When it comes time to renew your policy, your insurance company may charge you more or even drop you based on those inquiries.
Keep this information in mind when you are making inquiries to your auto insurance company about the coverage on your Pontiac cars. You may be hurting your reputation more than you think!
